页面菜单

内地经济增长基金

项目的起源  

In 2011, the Fairbanks 社区 Cooperative Market (Co-Op Market) approached GVEA to request the utility to submit an application to the 农村经济发展贷款和赠款 程序. 这个项目, administered through the 美国农业部 农村经营——合作推荐十大正规网赌平台 (RBS), is designed to support rural areas by offering grants and loans to electric cooperatives and other eligible entities to spur economic development.  

GVEA获得了300美元的奖金,苏格兰皇家银行提供的5万英镑赠款, which was then supplied to the Co-Op Market as f和ing to open their business and strengthen the local economy by providing greater access to fresh, 本地食物. The f和s have since been repaid by the Co-Op Market, replenishing the program. 

内地经济增长基金申请 

In partnership with the Fairbanks Economic Development Corporation, GVEA is now accepting applications for f和ing through the 内地经济增长基金 for projects that meet the eligibility criteria. 

The application deadline for the current ro和 of f和ing is Monday, September 30. 

内地经济增长基金 Application and Instructions

FEDC伙伴关系  

GVEA is partnering with FEDC to administer this program to leverage the organization’s expertise in local economic development. This collaboration will ensure that the program effectively supports business growth and job creation in the region. 通过共同努力, GVEA and FEDC aim to maximize the program’s impact and stimulate long-term economic benefits for the community. 

该计划对GVEA会员的费率没有影响. All inquiries shall be directed to the Fairbanks Economic Development Corporation who oversees the application review process.

问题

All questions related to applications should be directed to the Fairbanks Economic Development Corporation.

额外的信息

Roles of FEDC and GVEA in Administration of the 内地经济增长基金

FEDC’s role in this process is solely administrative and does not involve decision-making regarding project selection for f和ing. 在其他管理任务中, the organization will screen and review f和ing applications for eligibility and completeness, and ultimately provide recommendations to GVEA’s 董事会 as to which project(s) have the greatest potential for economic impact. 

GVEA’s 董事会 will review the recommendations and applications provided by the FEDC and make final decisions on f和ing selections.  

符合条件的项目

在一般情况下, 符合条件的项目可以包括任何商业投资, 政府公共机构, or non-profit entity involved in a community or economic development project that promotes job creation and/or provides needed community services that benefit rural Interior Alaska, including f和s to for-profit businesses and not-for-profit entities. 基金s may be for land, fixed assets, machinery and equipment, or working capital needs. Working capital loans will only be considered in conjunction with the purchase of other assets as previously specified. 

项目必须在GVEA的推荐十大正规网赌平台区域内. 

特别拨款限额

Residential Housing Projects: Recognizing the link between economic development, 劳动力供应和住房发展 根据… 美国农业部的项目限制，最高20% 国内经济增长总量 F和 可用于住宅建设项目.

不能使用

不能使用 of f和s include pre-development costs; 现有债务的再融资; illegal activities; legal activities that may adversely affect the Interior Economic Growth 基金; general improvement related to normal replacement needs of a business and unrelated to business expansion/job creation; and projects which have alternative sources of financing at reasonable interest rates. 

利率及费用

Interest rates on awarded f和s (except the initial award) will not exceed the prevailing prime rate as published in the Wall Street Journal and will be determined based on the evaluation of ability to repay and the necessity of below market financing to make the project happen. Interest earned on any f和ing amount must stay in the 内地经济增长基金 for use in dispersing f和s for additional projects. An annual servicing fee of up to 1% of the unpaid balance may be charged to help cover administrative costs of the 内地经济增长基金. 

除了应计利息和推荐十大正规网赌平台费, the 内地经济增长基金 may charge recipients for closing costs, 的律师费, 申请费用, 等.，以完成资助文件. All fees will be addressed in the f和ing agreement between the 内地经济增长基金 and the recipient. 

融资条款

The term of f和ing from the 内地经济增长基金 shall not exceed 10 years and may be less than 10 years. Deferments of up to 2 years may be considered on a project-by-project basis. 

该术语可根据项目需要而定, 安全的预期寿命, 以及申请人的还款能力. However, f和ing will not exceed the expected life of the asset being used as collateral. While not mandatory requirements, the following maturities will be used as a general guideline: 

  • 10年建筑 
  • 10年 
  • 5 - 7年 
  • 营运资金1 - 3年